Payroc Announces Compliant Surcharge and Cash Discount Programs

TINLEY PARK, Ill.--()--Payroc LLC, a leading merchant acquirer and payment processing organization, announced today it has launched card brand compliant RewardPay surcharge and CashRewards cash discount programs. The programs are designed to help merchants substantially reduce or eliminate card processing fees and to avoid costly fines and penalties associated with non-compliance. RewardPay or CashRewards, combined with Payroc’s differentiated processing capabilities, funds merchants the same day, depositing 100 percent of their card sales each and every day. Both programs are immediately available for merchant deployment through direct and sales partner channels on standalone payment acceptance terminals, as well as sophisticated point of sale system options.

@_Payroc announces card brand compliant #surcharge and #cashdiscount programs to help #merchants reduce or eliminate card #processingfees with #samedayfunding. #surcharging #merchantsurcharge #cashdiscounts #merchantfees #TRANSACT19 #ETATRANSACT

“With a compliant credit surcharge program like RewardPay, merchants can substantially reduce overall card processing by 60 to 90 percent,” said Payroc’s Chief Revenue Officer, Ryan Hallett. “And with a compliant cash discount program like CashRewards, merchants can virtually eliminate all their card processing costs,” added Hallett. “In either case, passing processing costs on to consumers is a tough decision for any merchant to make. That’s why they need expert advice and support, and Payroc is pleased to serve as a leader in this role,” continued Hallett.

RewardPay enables businesses to add a credit card fee to consumer purchases, when credit cards are used to pay. Other forms of payment like debit and prepaid cards, cash and check are not eligible for surcharging, but qualify for Payroc’s extremely low flat rate or interchange plus pricing for debit and prepaid cards. To service small and midsize businesses, RewardPay is currently compatible with Dejavoo payment terminals and accommodates tips; and for online bill payment and e-commerce, RewardPay works with Payroc’s iTransact payment gateway. Surcharging is permitted in most of the United States, with states mandating consumer signage notification at the point of purchase which Payroc provides to merchants at no cost as part of the program.

CashRewards allows merchants to offer discounts from regularly advertised, published prices to customers paying with cash. CashRewards assists businesses in updating standard pricing, and automatically discounts cash transactions at the point of purchase leveraging Payroc provided or already installed point of sale technology.

Sales partner marketing collateral is available for both RewardPay and CashRewards. A surcharge calculator is also available to help merchant prospects understand potential RewardPay credit card fee and overall card processing savings.

Parties interested in learning more about Payroc’s RewardPay or CashRewards programs may visit or email

Payroc will be attending the Electronic Transactions Association’s TRANSACT 19 conference later this month at the Mandalay Bay Convention Center in Las Vegas. Onsite meetings will be held at pod #3613 on the show floor. Please email to reserve a timeslot.

About Payroc LLC

Payroc, headquartered in the Tinley Park suburb of Chicago, drives commerce for its merchants with anytime, anywhere payment solutions. Payroc serves its referral partners and merchant clients with integrity as trusted advisors and recognized experts in payments, providing transparent pricing clarity, and developing personal relationships while delivering exceptional technology. Payroc services and supports more than 30,000 merchants throughout North America, providing stability in payments by safely and securely processing over $10 billion in annual charge volume. The company is a full-service merchant acquirer, a registered ISO of MB Financial Bank, N.A., Chicago, Illinois, a registered ISO and payment facilitator of Fifth Third Bank, Cincinnati, Ohio, and a registered ISO of Wells Fargo, Concord, California. For more information, please visit or telephone 844-PAYROC-4.

Share this post:

About the author


John Doe

Aenean dignissim vestibulum nibh, in mattis purus vehicula

Over 9 Billion transactions processed